The world is unpredictable and the need for life insurance is often overlooked.  Research shows that employees look to their employers to provide the solutions for life insurance.  The Bailey Group offers employers many options including group basic life insurance, accidental death and dismemberment, voluntary or supplemental life insurance, and dependent life insurance. 

Many employers provide all employees with a basic life insurance to provide a base amount of funds needed when death occurs.  Because these policies are usually paired with accidental death and dismemberment contracts, the death benefit is doubled in the case of an accident.

Employees appreciate employers who provide a way for them to purchase additional life insurance through voluntary or supplemental programs.  These often include a guaranteed or simplified underwriting process to ensure coverage, even when health conditions exist.  A dependent life insurance policy also allows employees to purchase coverage on their loved ones on a group basis.