Many employers provide employees with basic life insurance to supply
a base amount of funds needed when death occurs.
Employees appreciate employers who provide a way for them to purchase
additional life insurance through voluntary or supplemental programs.
Both of these programs can include a guaranteed or simplified underwriting
process to ensure coverage, even when health conditions exist. A
dependent life insurance policy also allows employees to purchase coverage
on their spouses and dependents on a group basis.
Types of Group Life Available
- Employer Paid Basic Term Life
- Voluntary Employee Paid Term Life
- Voluntary Accidental Death and Dismemberment
- Voluntary Employee Paid Universal Life
Types of Group Life Available
- Guarantee Issue
- Dependent Life
- Accidental Death & Dismemberment
- Waiver of Premium
- Accelerated Death Benefit
- Seat Belt Benefit
- Air Bag Benefit
- Educational Assistance Benefit
- Emergency Travel Assistance
- Conversion
- Portability (Voluntary Only)